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Bank Failures Rise To 50 In 2010 Print

The FDIC seized 7 more banks, raising the totaled number of failed U.S banks in 2010 to 50. FDIC Chairman Sheila Bair has said in the current banking crisis, failures will peak in 2010.

According to the FDIC bank failures from 2009 to 2013 is expected to cost $100 billion. Small(regional) banks are failing due to the loan losses from the credit boom. Many losses are result of the collapsed commercial real estate projects.

Brief Rundown;

Bank                                                                                          Assets                                           Deposits

Lakeside Community Bank (Michigan)                       $53.0 million                           $52.3 million
Riverside National Bank (Florida)                                $3.42 billion                             $2.76 billion
First Federal Bank (Florida)                                            $393.3 million                         $324.2 million
AmericanFirst Bank (Massachusetts)                          $90.5 million                          $81.9 million
Innovative Bank (California)                                          $268.9 million                         $225.2 million
Tamalpais Bank (California)                                            $628.9 million                         $487.6 million
City Bank (Washington)                                                     $1.13 billion                             $1.02 billion

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Bank Failures Rise To 42 In 2010 Print

The FDIC seized 1 more bank, raising the totaled number of failed U.S banks in 2010 to 42. FDIC Chairman Sheila Bair has said in the current banking crisis, failures will peak in 2010.

According to the FDIC bank failures from 2009 to 2013 is expected to cost $100 billion. Small(regional) banks are failing due to the loan losses from the credit boom. Many losses are result of the collapsed commercial real estate projects.

Brief Rundown;

Bank                                                                                          Assets                                           Deposits

Beach First National Bank (South Carolina)            $585.1 million                            $516.0 million

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U.S Treasury Annouces Sale Of Citigroup Stock Print

The U.S. Government is estimating to record a $7.7 billion profit according to the U.S. Treasury.

At the peak of the credit crisis in 2008 the government received 7.7 billion shares of Citigroup in return for $25 billion, and was repaid the $20 billion loan last December (TARP).

Late last year Citigroup announced millions of new shares to sell and at that time the government considered selling its stake as well. However, the treasury paid $3.25 a share and with the price at $3.15 a share the government would have lost $158.7 million so they backed out and decided to sell their shares systematically based on market conditions.

If the government is able to sell their stake at $4.25 a share they will earn $7.7 billion profit. Additionally, Morgan Stanley will handle the sale of those shares.

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Bank Failures Rise To 41 In 2010 Print

The FDIC seized 4 more banks, raising the totaled number of failed U.S banks in 2010 to 41. FDIC Chairman Sheila Bair has said in the current banking crisis, failures will peak in 2010.

According to the FDIC bank failures from 2009 to 2013 is expected to cost $100 billion. Small(regional) banks are failing due to the loan losses from the credit boom. Many losses are result of the collapsed commercial real estate projects.

Brief Rundown;

Bank                                                                                          Assets                                           Deposits

Desert Hills Bank (Arizona)                                           $496.6 million                            $426.5 million
McIntosh Commercial Bank (Georgia)                     $362.9 million                            $362.9 million
Key West Bank (Florida)                                                 $88 million                                   $67.7 million
Unity National Bank (Georgia)                                     $292.2 million                            $264.3 million

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Bank Failures Rise To 37 In 2010 Print

The FDIC seized 7 more banks, raising the totaled number of failed U.S banks in 2010 to 37. FDIC Chairman Sheila Bair has said in the current banking crisis, failures will peak in 2010.

According to the FDIC bank failures from 2009 to 2013 is expected to cost $100 billion. Small(regional) banks are failing due to the loan losses from the credit boom. Many losses are result of the collapsed commercial real estate projects.

Brief Rundown;

Bank                                                                                      Assets                                           Deposits

Appalachian Community Bank (Georgia)                  $1.01 billion                              $917.6 million
Bank of Hiawassee (Georgia)                                        $377.8 million                          $339.6 million
First Lowndes Bank (Alabama)                                    $137.2 million                           $131.1 million
State Bank of Aurora (Minnesota)                               $28.2 million                             $27.8 million
Century Security Bank (Georgia)                                   $96.5 million                              $94.0 million
Advanta Bank Corp. (Utah)                                           $1.6 billion                                   $1.5 billion
American National Bank (Ohio)                                  $70.3 million                              $66.8 million

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Bank Failures Rise To 30 In 2010 Print

The FDIC seized 3 more banks, raising the totaled number of failed U.S banks in 2010 to 30. FDIC Chairman Sheila Bair has said in the current banking crisis, failures will peak in 2010.

According to the FDIC bank failures from 2009 to 2013 is expected to cost $100 billion. Small(regional) banks are failing due to the loan losses from the credit boom. Many losses are result of the collapsed commercial real estate projects.

Brief Rundown;

Bank                                                                   Assets                                            Deposits

Old Southern Bank (Florida)                      $315.6 million                              $319.7 million
Statewide Bank (Louisiana)                        $243.2 million                               $208.8 million
Park Avenue Bank (New York)                   $520.1 million                               $494.5 million

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Bank Failures Rise To 27 In 2010 Print

The FDIC seized 1 more bank, raising the totaled number of failed U.S banks in 2010 to 27. FDIC Chairman Sheila Bair has said in the current banking crisis, failures will peak in 2010.

According to the FDIC bank failures from 2009 to 2013 is expected to cost $100 billion. Small(regional) banks are failing due to the loan losses from the credit boom. Many losses are result of the collapsed commercial real estate projects.

Brief Rundown;

Bank                                                                   Assets                                            Deposits

LibertyPointe Bank (New York)                $209.7 million                              $209.5 million

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Bank Failures Rise To 26 In 2010 Print

The FDIC seized 4 more banks, raising the totaled number of failed U.S banks in 2010 to 26. FDIC Chairman Sheila Bair has said in the current banking crisis, failures will peak in 2010.

According to the FDIC bank failures from 2009 to 2013 is expected to cost $100 billion. Small(regional) banks are failing due to the loan losses from the credit boom. Many losses are result of the collapsed commercial real estate projects.

Brief Rundown;

Bank                                                                   Assets                                            Deposits

Centennial Bank (Utah)                              $215.2 million                              $205.1 million
Bank of Illinois (Illinois)                            $211.7 million                               $198.5 million
Waterfield Bank (Maryland)                      $155.6 million                               $156.4 million
Sun American Bank (Florida)                    $535.7 million                              $443.5 million

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Bank Failures Rise To 22 In 2010 Print

The FDIC seized 2 more banks, raising the totaled number of failed U.S banks in 2010 to 22. FDIC Chairman Sheila Bair has said in the current banking crisis, failures will peak in 2010.

According to the FDIC bank failures from 2009 to 2013 is expected to cost $100 billion. Small(regional) banks are failing due to the loan losses from the credit boom. Many losses are result of the collapsed commercial real estate projects.

Brief Rundown;

Bank                                                                                    Assets                                            Deposits

Carson River Community Bank (Nevada)                $51.1 million                                $50 million
Rainier Pacific Bank (Washington)                          $717.8 million                             $446.2 million

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Where Did The Employees From The Collapsed Banks Go? Print

Here is an interesting graphic based on data from Linkedin, it shows where collapsed bank employees went during the economic crisis.

From Linkedin:
One hypothesis is that many of the employees left the financial industry. According to the LinkedIn data set, that just isn’t true. There are a handful of people that did transition to other industries and start new careers, but most stayed in the financial space. To be specific, other than two acquiring companies (Bank of America acquired Merrill Lynch and Nomura acquired Lehman Brothers’ franchise in the Asia Pacific region), Barclays was by far the biggest beneficiary, scooping up 10% of the laid off talent, followed by Credit Suisse at 1.5% and Citigroup at 1.1 %.

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